— Applicable to those appointed prior to 1.1.2004
— Age of retirement is 60 years
— In the case of voluntary and premature retirements the day of retirement is treated as non-working day
— Date of death is treated as duty – exception leave on MC
— Verification of qualifying service after completion of 25 years of service or 5 years before retirement is an important stage in the process of settlement of retirement benefits.
— Verification of fixation of pay etc. can be done for 24 months prior to the date of retirement (Rule 59 (i) (b) (iii)).
— Govt. Servants retiring after 10 years of service on superannuation will get full pension.
— Pension is not attachable against any decree of a court even if the decree is for maintenance.
— Non recovery of excess payment from CGEIS amount provision can be applied in case of resignation also.
— Excess payment of Pay & Allowance cannot be recovered from pension.
— Nomination for DCRG is an important document which makes it convenient to settle the death gratuity in a most expeditious way
— Without medical examination, commutation of following classes of pensions is permissible if applied for before one year
— superannuation retiring or compensation pension
— Pension on absorption in a corporation, company or body.
— Within one year from the date of final orders after departmental/judicial proceedings.
Commutation only after medical examination.
— Invalid/compulsory retirement pension of compassionate allowance.
— Applying for commutation after one year
Qualifying Service
— QS commences from the date of taking over charge of the post to which the GS is appointed. Periods which count as QS are:
- Duty and periods treated as duty such as training
― All kinds of leave with leave salary
― Deputation and foreign service
― EOL on MC; and EOL without MC granted due to (i) inability of the employee to join duty on account of civil commotion or (ii) for prosecuting higher technical and scientific studies
― Probation followed by confirmation
― SAS apprentice
― Suspension treated as duty
― Qualifying service of 9 years 9 months and above should be treated as 10 years and the official is entitled for pension.
Regulation of Pension
— Full pension @50% of emoluments (or AE whichever is beneficial) is admissible with min QS of not less than 10 years. Minimum pension Rs.9000.
— Calculation for all classes of pension is same.
— Additional pension/FP on attainment of age as indicated is payable in addition: 80: 20%, 85: 30%, 90: 40%, 95: 50%, 100:100%
— QS of less than 10 years: service gratuity @ half months emoluments for every completed 6 monthly period of QS
— Final amount of pension, FP, gratuity and commutation amounts shall be rounded off to next rupee. This applies to pension or FP calculated for part of a month
Service gratuity / DCRG
— Service gratuity: No pension for less than 10 years of service In lieu thereof lumpsum SG @ half months emoluments for every completed 6 monthly period of QS is payable
— Retirement gratuity: eligible to all employees who retire after 5 years of QS @ 1/4th of emoluments for each completed 6 monthly period of QS (limited to 66 SMPs) subject to Max. of Rs.20 lakhs.
— Emoluments includes DA as on the DOR / death
— Death gratuity is admissible for death while in service
less than one year : 2 times of emoluments
less than 5 years : 6 times of emoluments
less than 20 years : 12 times of emoluments
20 years or more :@ ½ of emoluments for each completed 6 monthly period of QS (limited to 66 SMPs) subject to Max. of Rs.20 lakhs.
Family Pension
— Order in which FP is payable:
— Widow / widower till death.
— Unmarried Son(s)/daughter(s) [including widowed daughter(s)] up to his / her marriage / remarriage or till the date of he/she starts earning or till 25 years, whichever is earliest
— Unmarried Son/daughter/brother/sister with mental / physical disability payable for life or till gets married or starts earning livelihood, whichever is earliest.
— Unmarried/widowed/divorced daughter up to the date of marriage/remarriage or till the date she starts earning or up to the date of death, whichever is earliest
ü Twin children will get the FP in equal shares
ü Order of date of birth is followed in the above cases
— Order in which FP is payable:
— Parents who are wholly dependent on the GS when he/she was alive provided the deceased GS had left behind neither a widow/widower nor a child – till death. FP only @ normal rates is payable, first to mother and then to father
— Dependency means min FP+DR.
— Family pension is admissible from only one source in respect of one GS. A military pensioner reemployed in Civil service can choose either of the schemes.
— Family pension is payable to spouse judiciary separated on the grand of adultery.
— Family Pension is payable to twins in equal shares.
— If the widow family pensioner got a children, Family pension should not be stopped.
— If the marriage is not terminated by means of ‘Divorce Decree’, the spouse is eligible for family pension.
— Post retiral spouse is entitled for Family Pension. Full Pension if no eligible children to first wife; other wise 50% of Family Pension.
Thanks to Mr. K.V.Sridharan, Ex General Secretary, AIPEU Group C
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